I found £24K worth of pension money I knew nothing about

Six years of employment. I’m not a high earner. But I just found £24,000. How?

Hey 👋, I’m Tanya Mimi and I share my entrepreneurial journey and unconventional ways I make (or in this case, find) money — pop your email below to ensure you receive my posts.

...And just like that, I entered my cash-poor & asset-rich era.

In all seriousness, I’m baffled that I had so much surprise-money scattered around the internet after only being employed for six years.

I sacrificed 3% of my salary, while my employers chipped in 5%.

I’ve never been a high earner, so I didn’t expect to stumble upon that much money.

Turns out, about 30% of £24K came from capital growth, not contributions.

That’s £7,200 that appeared out of thin air while I was doing nothing.

I talk about how much I love internet money here, but this is a different ballgame.

It’s compounding, restless, and passive all at once.

Ladies and gentlemen, I’m adding a gender-neutral “investor” as a pronoun to my bio.

I’ve been trying to sort out this dreaded pension since 2022, and finally, in July 2024, I did it.

Turns out, I’m not alone: £50 billion worth of pensions are waiting for their owners in the UK.

You’d think only the ultra-rich could forget about tens of thousands of pounds, but we’ve all lost track.

The average 60-year-old has worked for 5 different employers. Gen Z will have close to 15 different jobs. That’s 15 different pension pots to lose.

Most people don’t even know that if they pass away before 55, their private pension can go to their next of kin—if only they knew where to find it.

It's time we make Personal Finance a mandatory subject in every school around the world. Frankly, it should've been done already.

How I found my lost pensions